I tried to answer Oldjim's question previously on the plusnet forums. I thought the 1492 MTU limit does not apply to combined VDSL2 modem/routers because there's no Ethernet link between the modem and the router.
If there's an Ethernet connection between a separate VDSL2 modem and router, without jumbo frames, that would limit the Ethernet payload to 1500, and to allow for the PPPoE layer overheads, that limits the IP packet size to 1492.