I think you have more or less pointed at what is the probable issue, Frog ...... (the Exchange equipment) via your astute deductions.
Of course, nothing is ever guaranteed ..... one can only use the info provided
and experience, to try and give a ball-park solution.
The higher-frequency circuits (ADSL, VDSL, Private Wires, ISDN30 etc), tend to use the outer circumference of the wire, sometimes termed 'Skin-effect'. Whereby the phone will transmitting nearer the centre of the wire. So if you can imagine, any kind of physical fault on the wiring (such as corrosion) will obviously occur on the outer circumference first, thus affecting 'BB' services before 'Voice' services.
So, it is highly-unlikely to have a network fault on the wires, that only affects 'Voice' ..... and not 'BB'.
Regarding the question about "
checking at 1.6Khz during the PQT" ?? Yes it does, it's actually one of the first checks carried out, after first checking for high voltage on the line.
It is portrayed on the hand-held testers that we use when performing a PQT as
'Insertion Loss'. An
average loss when testing from the master socket towards the Main Frame in the Exchange (MDF) is 2dB per km of pair length @ 1.6kHz. The engineer won't need to do any calculations as it is all done for him and like all the other tests performed within the PQT ...... will present itself as a pass or a fail.
The only other thing we are skirting around, but which you have touched upon in your last post, is the fact that everyone's hearing is at differing levels. One man's 'Quiet line' is another man's 'Normal line'. Of course, I'm not suggesting you
are 'Mutton' ........