BT SIN 495 says section 3 of SIN 472 is not applicable to FTTC.
BT SIN 498 gives the maximum supported Ethernet frame size as 1530 bytes (not counting the VLAN tags).
Your computer might have discovered the MTU is lower than 1500, and if not, for TCP, as I said, many routers will modify the outgoing TCP SYN packets sent to open a connection, and replace the MSS with the appropriate lower value. So although a packet with the MSS set to 1460 leaves your computer, the router changes the MSS in the packet to 1452, which the web server receives, and the web server replies acknowledging the MSS of 1452.
With an integrated VDSL2 modem+router, transporting 1500 byte IP packets should be fairly straightforward because the PPPoE layer is added within the router and then carried directly over the VDSL2 link (which operates in PTM mode).
With a separate VDSL2 modem and router, the PPPoE packets from the router have to go over the Ethernet link between the router and the modem. To fit into standard sized Ethernet frames, to allow for the PPPoE headers, that leaves 1492 bytes for the IP packets (IP header + TCP header + data). Or you need jumbo frames over this Ethernet link between the modem and router to enable it to carry slightly oversized Ethernet frames.
I don't really want to think about the PPPoEoA of using PPPoE over ADSL even though the ADSL layer will still be carrying ATM cells, it's not directly relevant to FTTC.