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Author Topic: Booked a holiday, so need ANOTHER holiday!  (Read 62707 times)

renluop

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Booked a holiday, so need ANOTHER holiday!
« on: August 22, 2011, 08:10:36 PM »

Because of family concerns we have only now got around to booking a holiday. I cannot fault the local agent, who spent considerable time suitable hotel and dealing with flight time problems. So many required a gut wrenching very early departure and late night arrival home, or airport hotel stays! Found one after an hour and went home happy. So far so good!

Because of ages and my previous health problems, I phone insurance co we have dealt with several times, without hassle.

I gave details to the clerk, who did not ask about health. but gave me a holding reference. On strength of that, I confirmed booking and paid in full (late date and not refundable).

On going back to insurer I was asked if the earlier clerk had done medical questionnaire. :shoot: :shoot:

Upshot was pre exis med cons would not be covered!

I demanded to speak to a manager and voiced my dissatisfaction how my case had turned out, that I had been misled, and I was very willing to escalate as far as I could, if I incurred financial loss.

Result: recordings were listened to, and  trouble was a keying error for date of my bypass in 2003. Fully covered with no loading.

Buddha, Allah and.... give me strength! ::)
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burakkucat

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #1 on: August 22, 2011, 08:49:09 PM »

Ah, so you have achieved a positive result. Obviously a maneki neko [1] was watching over you. :)

[1] http://en.wikipedia.org/wiki/Maneki_neko
« Last Edit: August 23, 2011, 02:17:00 AM by burakkucat »
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Ezzer

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #2 on: August 23, 2011, 01:10:45 AM »

For travel insurance I can recomend

http://www.travelcover.co.uk/
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UncleUB

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #3 on: August 23, 2011, 08:34:34 AM »

Ah, so you have achieved a positive result. Obviously a maneki neko [1] was watching over you. :)

[1] http://en.wikipedia.org/wiki/Maneki_neko

For a cat you are barking mad. :crazy:  :D
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burakkucat

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #4 on: August 23, 2011, 11:36:26 AM »

For a cat you are barking mad. :crazy:  :D

Meow! :thumbs:
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oldfogy

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #5 on: August 23, 2011, 02:20:26 PM »

Obviously a little on the late side now, but here is a list that I put together on another forum of know insurers that deal with pre existing medical complaints.
(Personally I have found SAGA to be the cheapest and I know they are also a reliable company)

This list of insurance companies is just to be able to give you a list of companies to save you having to search for them.
Obviously there are other companies but they have not been omitted for any particular reason.

1) The companies at the top of the list are known to have been used by people who may suffer from one or more medical conditions that require reporting to the insurance company to be able to be covered.

2) The second part of this list are companies that deal with various types of insurance some including medical conditions.

3) The list at the end are companies that have been mentioned with regards to either Property and DASK insurance in Turkey.

4) When doing a on-line quote Turkey is classed as being in the Europe category.

N.B.
Failing to report a known medical condition could render the whole policy void.



Holiday & Travel insurance companies previously used by known members.


Age Concern (Over 65)
 All Clear
 American Express   
 Best Buy Travel Insurance
 BMC (British Mountaineering Council) £10 registration fee if you want to join just to take out their insurance.
Columbus Direct (Over 64)
 Insure and Go
 Marks and Spencer
 SAGA Over 50s)

Other Holiday & Travel insurance companies which may or may not have previously been used.

 Admiral
 Aviva
 AXA
 Churchill [Link removed at the request of Churchill]
 Confused.com
 The Co-operative Insurance
 Directline [ link removed at the request of Direct Line]
 Endsleigh
 Global Travel Insurance
 Go Compare
Good To Go Insurance [22/11/2013 - link removed by admin at the request of GTG]
Holiday Safe
 HSBC
 Insure & Go
 Insure Me4    
Insure MyTrip
 KwikFit
 Liverpool Victoria (LV)
MoneySupermarket.com
 More Than
 Sigortam
The AA
Uswitch
World Nomads


Property and DASK insurance in Turkey

 Aegean Insurance Direct (AID)
 Ak Sigorta [
Anadolu Sigorta
 Aviva Sigorta AS
 Axa
Axa Sigorta

Burcu & Fethiye and use Burcu at Bermant, down the side of Migros (0252 614 0125)

 Dalaman Insurance
 Ergo
Intasure (Holiday Home ins)
This is for people living in the UK but have holiday homes in Turkey
Holiday Home Insurance & Second Home Insurance - Intasure

caveat emptor
This list is my own work and in no way is a recommendation from the forum or of any of the companies and is up to the user to decide for themselves who they should use.


[Admin
edited again by admin to remove links at the request of relevant insurance co]
« Last Edit: March 11, 2014, 06:37:08 PM by kitz »
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renluop

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #6 on: August 23, 2011, 04:27:06 PM »

TBH with colon cancer and CABGx4 under my belt I have had no trouble getting insurance. The company in question, I've used about four times, and they have given me the least hassle of all before yesterday. Yesterday's hassle was, as I said, poor keying.

As to specialist insurers, they can be tough and sometimes their quotes can be higher than even a travel agent's with a loading.

The inanity of some insurers! ::) What about this asked in connection with my Ca op  performed in 2000
" Since your operation have you attended hospital in connection with it?"
" I had my routine check up a few months ago. All was clear."
"Sorry. we can't cover you."
For Pete's sake, there's less risk as I'm known to be clear, but insurer's thinking OMG!

Then once I was asked , what was a hemi-colectomy. Give them a dictionary, I say!
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oldfogy

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #7 on: August 23, 2011, 04:47:04 PM »

I originally created it for a Turkish/expat forum which is why most of the companies start with Turkey related sites, but don't let that put you off.

I booked through Thomson and they wanted £29.99 for travel/holiday insurance, unfortunately I could not remember the name of one of my ailments (no not the old age one) C.O.P.D and Intermittent Claudication, so paid knowing I could cancel if needs be and get a full refund. (as agreed)

So I phoned Mondial which is the company that Thomson deal with and they then wanted a "extra" £97.00
(£97 + £29.99 = £126.99)


I had already done a check on the internet and SAGA had come back with a quote of £42 (ish) so you can guess the rest of the story.
Just as a matter of interest, the AA are also very competitive for their travel/holiday insurance.
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UncleUB

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #8 on: August 23, 2011, 06:28:09 PM »

So Renluop.....where is this little trip taking you,somewhere warm I hope. :)
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renluop

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #9 on: August 23, 2011, 10:47:05 PM »

Lake Garda: La Reine le veult. her liege man must obey! ;)
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scottiesmum

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #10 on: August 24, 2011, 09:28:10 AM »

Beautiful area   ....you'll love it Renloup  ..... always trust the woman in your life to make the right choice   ;D   Buon viaggio! ... ;)

 
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UncleUB

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #11 on: August 24, 2011, 09:44:59 AM »

Beautiful area   ....you'll love it Renloup  ..... always trust the woman in your life to make the right choice   ;D   Buon viaggio! ... ;)

And take plenty of money with you.......Switzerland.  :o
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scottiesmum

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #12 on: August 24, 2011, 10:01:17 AM »

It's Italy Unc   .....  it'll be fine,   it's the Euro     :lol: 


 ......    Renloup, you may probably know this, but just a hint   ....  unless you need to, don't take a lot of Euros with you, you'll get a better rate by using your credit card at ATM's.
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renluop

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #13 on: August 24, 2011, 06:06:25 PM »

I trust you mean "debit card": credit cards suffer interest.
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UncleUB

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Re: Booked a holiday, so need ANOTHER holiday!
« Reply #14 on: August 24, 2011, 06:26:16 PM »

It's Italy Unc   .....  it'll be fine,   it's the Euro     :lol: 


Oops,thinking of Lake Lucerne  :-[

Euro  :scare: :thumbdown:

Lake Geneva,Lake Lucerne........It doesn't matter which,I'm sure your wife will get through money like water no matter where you go.....(well thats why we love them.....isn't it)  :D
« Last Edit: August 24, 2011, 06:28:21 PM by UncleUB »
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