So as my FTTC is being installed tomorrow, here are several screenshots of how the connection has performed since it's last reconnection:
From the SXTLTE3-7

As you can see the Mikrotik sees the full 15mhz B3 1800mhz bandwidth:

Grabbing the B525s-23a:
Networks available:

Network selection from a cold boot:

Speedtest on Band 20 800mhz:

Network selection forcing B3 as CA has not activated, even though 3 uk supposedly supports Carrier Aggregation of B3 and B20:

Speedtest on Band 3 1800mhz:

Network selection forcing Band 1:

Speedtest on Band 1:

Band 20 does well, but it's a piddly 5mhz bandwidth, compared to B1 at 10mhz and B3 at 15mhz.
Both Band 3 and Band 1 show the network congestion in my area, and Carrier Aggregation for whatever reason is not enabled in my area, even though the B525 supports it on B3+B20.
Edit: adding to this, if you go to
www.cellmapper.net and look at the centre of northampton, the 3 UK LTE-A masts are all B1+B3.
Though I would take that with a pinch of salt as apparently I do not have B20 coverage?
I shall have to go exploring this new B20 mast location