That's what I thought.
If your line is long, as I said earlier, you might want to try the aggressive DLink out, there's nothing to lose as it's soo cheap.
MTU 1500: out of interest, might want to check out whether or not the Cisco speaks RFC 4638. Won't help under 20CN though with the DLink or almost every other modem. The only option to get MTU 1500 would be a Draytek Vigor 130 or 120 (not fast on a long line), which works because it speaks PPPoA on the WAN side of things, just like a normal modem, then PPPoE over the Ethernet link only. So that depends on RfC4638, on whether it's a long line, and on whether you're bothered about MTU 1492.
I remember now, didn't you say you were getting 4 Mbps d/s now? So it's not tooo long a line. There are benefits to be had from experimenting with modems still, but they probably won't be as great as with my "63.5" dB line.