this is what I got from Netgear about my router....hmmm
The NETGEAR Routers will not be affected by the heartbleed bug since it only affects SSL protocol and our routers are using http.
Which router do you have? The only entities to be affected would be SSL servers and SSL clients. Your netgear router is probably neither of these. Traffic passing through most home routers router, say from your PC to your bank, might or might not be affected, but the router would be irrelevant.
If you have a more advanced router that implements supposedly secure VPN access so that remote users can access your your home PCs, such a router might be an issue.
The parodoxical response or me, is google. In all statements I have seen the seem to say that their servers were affected, but that users do not need to take action. I can only assume they feel, as the bug was exposed by a google researcher, that they were able to block it before the news broke?
Biggest worry for me though will be the loads and loads of embedded devices. Everything from your media DVD player to your electric toothbrush these days may be running Linux and, if it has any need for secure comms, using openssl. How the heck are they ever going to sort it all out?